NU12 # 6 – Biometrics for ATM
by Anthony G. Parungao
SPEntrep S10
Have you ever been victimized by ATM card skimming? One of our classmate Paolo was victimized about three months ago. He posted in his NU about this incident but apparently he did not provide or suggested a countermeasure to deter skimming.
Have noticed that almost all ATMs are now equipped with a cover on the keyboard which make it difficult for customers to key-in the PIN when transacting. Aside from the built-in CCTV cameras installed in the ATMs and keypad covers I don't know if there are other monitoring devices installed inside the ATMs to deter skimming.
Why not incorporate a biometric device on the ATM that will require customers to identify themselves via thumb prints or hand prints after inserting the ATM card and encoding their PIN? With the existing technology, this will also prevent unauthorized personnel transacting in behalf of the ATM card owner (We are all guilty of this practice). This will be a fantastic solution to absolutely eliminate skimmers. It will be useless to copy the data of the ATM card and steal the PIN in the absence of a thumb or hand print validation. It's about time the ATM manufacturers do something about the rampant modus operandi of criminals. 4
Anthony G. Parungao
NU12 SPENTREP S10
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